Nicole M. Hill, SVP, Payments Risk & Compliance, SWIVEL

With a proven track record of developing systems to meet regulatory requirements and strategies for effectively managing risk monitoring and fraud detection across channels, Ms. Hill brings extensive expertise to SWIVEL at a time when the company is helping financial institutions differentiate themselves with exceptional account-holder experiences, while also addressing increased risks associated with streamlining transaction processing and accelerating the availability of funds. Currently, more than $7B of transactions are enabled by SWIVEL annually.

According to SWIVEL CEO Jason O’Brien, Ms. Hill will play a key role as the company adds capabilities and enhances delivery systems for its clients. “Nicole will be providing strategic insight and guidance for SWIVEL and its clients, which really leverages her extensive experience with industry innovators and global financial institutions. We are thrilled to have her on the senior leadership team.”

“I am excited to join SWIVEL at such a pivotal time,” said Hill. “The entire payments ecosystem is evolving rapidly, and SWIVEL is at the forefront of delivering core capabilities that require the highest level of risk management and regulatory compliance. I’m looking forward to working with all the company product groups, partners and the financial institutions using SWIVEL technology.”

Prior to joining SWIVEL, Ms. Hill was head of consumer bank and shared services risk oversight at Citizen’s Bank, and before that, was head of compliance and fraud risk at Kabbage Payments. She is an active volunteer in the Atlanta area where she lives with her husband and two daughters. Ms. Hill currently serves as co-chair of the Atlanta Women’s Foundation Inspire Program, as a Communities in School of Georgia board member, and a member of Women on Board Atlanta.

About SWIVEL Transactions, LLC

SWIVEL Transactions, LLC, is a financial technology and services company providing specialized, integrated transaction enablement solutions that remove friction for account holders, borrowers, and departments across financial institutions, as well as collections agencies and departments, while also mitigating risks associated with moving funds in digital domains. More than 800 financial institutions use SWIVEL’s payment processing solutions across the United States. The company is a wholly owned subsidiary of SWBC, headquartered in San Antonio, Texas. For more information about SWIVEL and its innovative solutions, visit

Christina Pandapas
Stackpole (for SWIVEL)